With: John CameronIn this podcast, John Cameron tells us how to locate opportunities to purchase secured loans at a discount in today’s markets. By approaching banks, insurance companies and other conduit loan originators you may be able to find, analyze and purchase secured loans in a manner that gives you an opportunity to make a healthy return on your investment. He covers Letters of intent, due diligence and exit strategies for these types of assets as well.
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In this podcast Mr Cameron walks us thru the process of selecting an entity to house a new business venture. We discuss the choices of entities available, how they are formed and how they are governed. We review initial capitalization, debt structure and the requirement for income tax filings on behalf of the entity. We also discuss buy/sell agreements, partnership and membership agreements for the various choice of entities. This is a basic “business entity 101” podcast.
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In the current economic down market there are investment opportunities that might be good investments. These could include acquisition of distressed assets such as residential properties, commercial properties and the purchase of mortgages. In order to increase your chance at a successful investment, Mr Cameron reviews the proper “due diligence” process and we review how to ensure clear title, find suitable funding and the basic rules of lending in the situation of purchasing a mortgage position. The key here is to be prepared to foreclose if necessary to protect your investment.
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Mr. Cameron tells us the history of bad investment schemes from the original Alfonso Ponzi case thru the cases in the news in 2009, locally and nationally. He then shows us some of the historical schemes that have come and gone around the world. We then spend a most of the podcast discussion how to perform enough “due diligence” to have a better chance to avoid the type of investments that might be classified as ponzi schemes while analyzing possible investments.
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John walks us thru the process of valuing Commercial real estate, determining if there is a problem with the Assessors valuation, negotiating a reduction and/or appealing the Assessors valuation to the tax court. He covers filing deadlines, documentation, negotiation and possible outcomes that can affect real estate property tax valuations over several years in the same process.
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In this podcast we learn how tough economic times and unexpected decreases in asset values can and do create problems for business owners. Problem loans, unanticipated situations, theft, poor management practices, decreases in sales can all lead to cash flow problems and defaults. These issues are best handled within a very organized business that anticipated future problems when originally drafting the corporate documents to provide the systems to resolve problems. We discuss this and more in this podcast.
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In this podcast we discuss the process of acquiring real estate and the attorney’s involvement in the transaction. We talk about identifying a potential property, and the due diligence process to ensure that there are no liens on the property and no title defects that could cause problems at a later date. We go over title insurance and the title company’s role in the process. We then discuss the types of documentation to expect at the closing of the deal.
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This is a discussion of the role of an attorney in the sale of a business. We go over the process from beginning to end including: letter of intent, purchase agreement, warranties and representations, loan documents, consulting and non-compete agreements. We also discuss what is involved in a properly executed due diligence process. This podcast will give you a good general idea of what will be involved in the sale or acquisition of a business.
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